Now accepting merchants across the Philippines

Accept payments
with a few lines of code

The modern payment gateway for Philippine businesses. Accept GCash, Maya, and bank transfers through a simple API. No corporate bank account needed.

No setup fees. 2.5% per transaction. Start in minutes.

Accept all major Philippine payment methods

GCash Maya BDO BPI UnionBank Landbank InstaPay

Everything you need to accept payments

Built for developers. Loved by businesses. A complete payment infrastructure for the Philippines.

QR Code Payments

Generate EMVCo-compliant QR codes that work with GCash, Maya, and all InstaPay-connected banks. Customers just scan and pay.

Hosted Checkout

Create checkout sessions and redirect customers to a beautiful, conversion-optimized payment page. Like Stripe Checkout.

Real-time Webhooks

Get instant notifications when payments are confirmed. HMAC-SHA256 signed for security. Automatic retries on failure.

Per-merchant Isolation

Each merchant gets their own API keys, payment pool, and dashboard. No cross-merchant data leaks or payment collisions.

Automatic Matching

Our centavo method ensures every payment is uniquely identifiable. Payments are matched to orders automatically in real-time.

Developer-first API

Clean REST API with public and secret key authentication. PHP SDK included. Comprehensive documentation. Ship in hours, not weeks.

Merchant Dashboard

Each merchant gets a full dashboard to track transactions, view settlements, manage API keys, and configure webhooks.

Settlement System

Track merchant balances, calculate fees automatically, and settle to any bank or e-wallet. No corporate account required.

KYC Onboarding

Built-in merchant verification flow with document uploads, admin review, and status tracking. Professional and compliant.

Start accepting payments in 3 steps

No complex integrations. No lengthy approvals. Go live today.

1

Create your account

Sign up, verify your identity with KYC documents, and get your API keys. Usually approved within 1-2 business days.

2

Integrate the API

Use our PHP SDK or REST API to create payment orders. Generate QR codes or redirect to hosted checkout pages.

3

Get paid

Customers pay via GCash, Maya, or any InstaPay bank. Payments are matched automatically. Your balance grows. Settle anytime.

Simple integration

Accept your first payment with just a few lines of PHP.

checkout.php
require_once 'ArgonarPay.php';

// Initialize with your secret key
$pay = new ArgonarPay('sk_live_your_secret_key');

// Create a checkout session
$session = $pay->createCheckout(
    'ORDER-123',        // your order ID
    500.00,              // amount in PHP
    'Premium Plan',      // description
    'https://mysite.com/success',
    'https://mysite.com/cancel'
);

// Redirect customer to payment page
header('Location: ' . $session['checkout_url']);

Simple, transparent pricing

No monthly fees. No setup costs. Only pay when you get paid.

Per transaction

2.5 %

No hidden fees. No minimums.

  • GCash, Maya, InstaPay, bank transfers
  • Hosted checkout pages
  • Real-time webhooks
  • Merchant dashboard
  • Settle to any bank or e-wallet
  • PHP SDK & REST API
Start accepting payments

Ready to get started?

Create your free account and start accepting payments in minutes.

Create your account